Why Millennials Consume Less

Jul 24, 2014 by

Nearly 60% of Millennials’ income goes to repay debt. No wonder they’re consuming less than Boomers did.

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Debt Doesn’t Cure Debt!

Jul 21, 2014 by

LendingTree’s invitation to take out a loan to remedy too much debt is like advising an alcoholic to drink more to get straight.

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Debt Stories #2

Jul 10, 2014 by

Are you struggling with debt? Here’s another installment in a Money Counselor series on readers’ real life battles with and victories over debt.

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Diamonds and Dogs #23

Jul 7, 2014 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that can put the bite on you (the Dog).

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Read the Declaration of Indepe...

Jul 1, 2014 by

The U.S. Declaration of Independence: a great read!

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Rookie Landlord Lessons

Jun 26, 2014 by

We’ve signed up our first tenant for our recently inherited farmhouse. Here’s what I learned about the process.

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How I Justify Organic

Jun 24, 2014 by

I’m not too poor but I am too cheap to buy only organic food varieties. Here’s how I decide when to buy organic.

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Cash Money® Sale! (Ugh)

Jun 19, 2014 by

Question: When is a 174% loan APR promoted as a deal? Answer: When the regular APR is 600%! That’s this payday lender’s unabashed pitch for its noxious product.

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Debt Settlement Pros & Co...

Jun 17, 2014 by

If you’ve got debts you can’t pay, “debt settlement” may have crossed your radar (probably through a cheesy tv commercial) as a possible way out.

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Your Debt Story Here!

Jun 12, 2014 by

I’m collecting ‘debt stories’ for publication on Money Counselor through a regular series. Do you have a story, whether good, bad, or ugly?

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Being Poor Is Expensive

Jun 9, 2014 by

Are you one of 70 million “underbanked” Americans? A new documentary called “Spent” publicizes your plight with the aim of spurring changes that will save you money and make life a bit easier.

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Investor Sheep to Slaughter Ag...

Jun 5, 2014 by

For a vivid image of small investors shooting themselves in the collective foot—again—check out this simple graph.

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Spend Now or Spend Later

Jun 3, 2014 by

What’s your mentality: Spend now and save later? Save now and spend later? Something in between?

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Diamonds and Dogs #22

May 29, 2014 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that’ll mess you up (the Dog).

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Rebuild Credit After Bankruptc...

May 27, 2014 by

Okay, you’ve bit the bullet and done a Chapter 7 bankruptcy. Unless you can pay cash for everything the next decade, you need to begin rebuilding your credit. But how can you do that?

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Stay Away From Here!

May 22, 2014 by

If you see a place that looks like this, think of it as staffed by people with a highly contagious, always lethal disease.

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Save $100 This Week!

May 19, 2014 by

Regardless of your income, you can choose to save more money, without pain and sacrifice. Try this one-week exercise to prove it to yourself.

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Mortgage Payment as Investment

May 13, 2014 by

Does an investment with a guaranteed, risk-free 4.25% return merit a spot in your portfolio?

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Bad Credit and Job Hunting

May 8, 2014 by

Many employers these days require job applicants to give consent for a credit check. Bad results often mean no job offer, period,...

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Best Way to Prepay a Mortgage?

May 6, 2014 by

Here’s why I suggest considering making payments on your 30-year mortgage as if it were a 15-year mortgage.

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Best Long Term Investment?

Apr 28, 2014 by

Can you guess what American adult survey respondents chose as the best long-term investment? Hint: it’s not stocks.

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Beware the TOP

Apr 25, 2014 by

If you’re behind on a student loan or child support, the Bureau of Fiscal Service’s Treasury Offset Program may be about to take a bite out of your tax refund.

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Killer Fund Fees

Apr 23, 2014 by

A new report illustrates the devastating impact of investing fees on the growth of your retirement savings.

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Wacky Video and Thanks, 21 Apr...

Apr 21, 2014 by

I find infomercials fascinating. You gotta love the acting in this compilation. And how the sellers work to create a need for their...

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