Buy Nothing Day 2014

Nov 26, 2014 by

Black Friday? Bah, humbug! I’m all about Buy Nothing Day!

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What Black Friday Is and Is No...

Nov 25, 2014 by

What sort of beast has the once cuddly Black Friday become?

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Student Debt Crisis?

Nov 20, 2014 by

One-third of US student loan debtors are past due. Is yet another taxpayer bailout inevitable?

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Your Credit Score #4

Nov 18, 2014 by

Does your credit reflect a “healthy” mix, in FICO®’s opinion?

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Romantic, Fun Glamping!

Nov 13, 2014 by

Are you looking for a unique, super special, yet affordable and romantic vacation getaway next summer?

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Your Credit Score #3

Nov 11, 2014 by

“Age of Credit” accounts for 15% of your FICO® credit score. But what is it? And are you screwed on this one if you happen to be young?

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Free Pizza Coupon Malware

Nov 6, 2014 by

This diabolical phishing scam takes advantage of a weakness we nearly all share: Everybody loves pizza—especially FREE pizza!

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Pay Early, Get Late Fee?

Nov 4, 2014 by

You made a credit card payment early, and your reward was a late payment fee. How can this happen?

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Your Credit Score #2

Oct 30, 2014 by

Nothing matters more in your FICO® score than whether you’ve paid your debts on time!

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Your Credit Score #1

Oct 28, 2014 by

30% of your credit score depends on your “credit utilization”. But what exactly does that mean, and how do you best manage your utilization of credit?

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Stocks Are Twitchy

Oct 23, 2014 by

Stock values have been gyrating madly the last little while, but we’ve made no changes to our equity investments. I share here what we own.

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Americans’ Credit Card D...

Oct 16, 2014 by

The average American who carries a balance month-to-month on their credit card account owes $7,743 (and other fun facts!).

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Negative Option Marketing

Oct 14, 2014 by

This unfortunately legal practice results in widespread unauthorized recurring credit card charges. Tip: Carefully check your statement!

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Nobody Wants to Budget!!

Oct 9, 2014 by

How I know almost none of you are interested in budgeting, but many of you have student debt and children!

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What’s an Indicator Choi...

Oct 7, 2014 by

Certain choices we make, even trivial ones, can speak volumes about the likely comfort we’ll enjoy—or not—in retirement.

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Tech Replaces Repo Man

Oct 2, 2014 by

Car won’t start? Are you late on payments? The repo man is being replaced by the remotely activated starter interrupt device.

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World’s Best Layaway!

Sep 30, 2014 by

Due to popular demand and the booming success of the 2013 Money Counselor layaway program, I’m re-launching now Money Counselor Layaway 2014!

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20% Legal Doc Discount

Sep 27, 2014 by

Great news folks! You can now get a 20% discount on LawDepot.com legal forms through an arrangement with Money Counselor!

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Balance Transfer Done Right

Sep 25, 2014 by

A credit card balance transfer can help with a debt problem. But only if you do it right!

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Obamacare Exemption

Sep 23, 2014 by

The Affordable Care Act establishes a third option besides 1) having qualified health insurance or 2) making a “shared responsibility payment” on your tax return. Option #3 is EXEMPTION. Do you qualify for an Obamacare exemption?

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Bucketize Your Savings

Sep 18, 2014 by

Here’s a simple way to think about your savings so you can sleep a bit easier at night and better reach your money goals.

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Our Health Cost Savings

Sep 15, 2014 by

Since moving to Canada five years ago, I estimate we’ve saved over $100,000 in health insurance and health care expense.

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Average Income 2010-2012

Sep 9, 2014 by

Which group do you think got walloped worse by the Great Recession, high school dropouts or college graduates?

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My Kayak Purchase Story

Sep 4, 2014 by

Only sharp ears and asking the same question three times saved me from spending $700 on something I didn’t want.

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