Medical Debt and Credit Scores

Dec 18, 2014 by

Millions of Americans’ credit scores have been slammed because of unpaid debt related to unpredictable, uninsured medical costs.

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Don’t Miss These Tax Sav...

Dec 16, 2014 by

Uncle Sam’s holiday gift for those who aren’t naughty with their IRAs is hefty tax savings!

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Diamonds and Dogs #24

Dec 11, 2014 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that can put the bite on you (the Dog).

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Your Credit Score #5

Dec 9, 2014 by

Opening new credit accounts—or even applying for new credit—can ding your credit score.

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P2P Loan to Pay Debt?

Dec 5, 2014 by

You’ve heard the catchphrase: “You can’t borrow your way out of debt.” Good advice generally, but are there exceptions?

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State Credit Score Rankings

Dec 2, 2014 by

Why are the top 4 of the 10 U.S. cities with the highest credit scores in Minnesota?

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Buy Nothing Day 2014

Nov 26, 2014 by

Black Friday? Bah, humbug! I’m all about Buy Nothing Day!

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What Black Friday Is and Is No...

Nov 25, 2014 by

What sort of beast has the once cuddly Black Friday become?

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Student Debt Crisis?

Nov 20, 2014 by

One-third of US student loan debtors are past due. Is yet another taxpayer bailout inevitable?

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Your Credit Score #4

Nov 18, 2014 by

Does your credit reflect a “healthy” mix, in FICO®’s opinion?

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Romantic, Fun Glamping!

Nov 13, 2014 by

Are you looking for a unique, super special, yet affordable and romantic vacation getaway next summer?

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Your Credit Score #3

Nov 11, 2014 by

“Age of Credit” accounts for 15% of your FICO® credit score. But what is it? And are you screwed on this one if you happen to be young?

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Free Pizza Coupon Malware

Nov 6, 2014 by

This diabolical phishing scam takes advantage of a weakness we nearly all share: Everybody loves pizza—especially FREE pizza!

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Pay Early, Get Late Fee?

Nov 4, 2014 by

You made a credit card payment early, and your reward was a late payment fee. How can this happen?

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Your Credit Score #2

Oct 30, 2014 by

Nothing matters more in your FICO® score than whether you’ve paid your debts on time!

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Your Credit Score #1

Oct 28, 2014 by

30% of your credit score depends on your “credit utilization”. But what exactly does that mean, and how do you best manage your utilization of credit?

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Stocks Are Twitchy

Oct 23, 2014 by

Stock values have been gyrating madly the last little while, but we’ve made no changes to our equity investments. I share here what we own.

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Americans’ Credit Card D...

Oct 16, 2014 by

The average American who carries a balance month-to-month on their credit card account owes $7,743 (and other fun facts!).

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Negative Option Marketing

Oct 14, 2014 by

This unfortunately legal practice results in widespread unauthorized recurring credit card charges. Tip: Carefully check your statement!

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Nobody Wants to Budget!!

Oct 9, 2014 by

How I know almost none of you are interested in budgeting, but many of you have student debt and children!

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What’s an Indicator Choi...

Oct 7, 2014 by

Certain choices we make, even trivial ones, can speak volumes about the likely comfort we’ll enjoy—or not—in retirement.

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Tech Replaces Repo Man

Oct 2, 2014 by

Car won’t start? Are you late on payments? The repo man is being replaced by the remotely activated starter interrupt device.

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World’s Best Layaway!

Sep 30, 2014 by

Due to popular demand and the booming success of the 2013 Money Counselor layaway program, I’m re-launching now Money Counselor Layaway 2014!

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20% Legal Doc Discount

Sep 27, 2014 by

Great news folks! You can now get a 20% discount on LawDepot.com legal forms through an arrangement with Money Counselor!

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