When You Pay Matters

Jan 27, 2015 by

This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.

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5 Reasons to File Taxes*

Jan 22, 2015 by

*Even if you don’t have to.

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Worried By Deflation?

Jan 20, 2015 by

Have you thought about how falling prices would screw up your financial strategy? You should.

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2014 Capital Gain Tax Rates

Jan 15, 2015 by

Here’s a handy one-page reference to 2014 federal income tax on your capital gains. The good news: For most people, the tax rate is zero!

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Buy a Home With 3% Down?

Jan 13, 2015 by

The Federal Housing Finance Agency now allows some first-time homebuyers to make down payments of as little as 3%. But should you do something just because the government lets you?

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2014 Clothing: $103.05

Jan 8, 2015 by

Can a guy spend too little on clothing?

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Free Credit Reports

Jan 6, 2015 by

You can now get two of your three credit reports free through Credit Karma. But should you?

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Top 10 Posts of 2014

Dec 30, 2014 by

Did you miss a few Money Counselor posts in 2014? No worries—here are links to the year’s 10 most popular articles. Enjoy!

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The New myRA

Dec 23, 2014 by

The new myRA tax advantaged savings account offers a decent return with zero risk of losing what you put in.

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Medical Debt and Credit Scores

Dec 18, 2014 by

Millions of Americans’ credit scores have been slammed because of unpaid debt related to unpredictable, uninsured medical costs.

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Don’t Miss These Tax Sav...

Dec 16, 2014 by

Uncle Sam’s holiday gift for those who aren’t naughty with their IRAs is hefty tax savings!

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Diamonds and Dogs #24

Dec 11, 2014 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that can put the bite on you (the Dog).

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Your Credit Score #5

Dec 9, 2014 by

Opening new credit accounts—or even applying for new credit—can ding your credit score.

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P2P Loan to Pay Debt?

Dec 5, 2014 by

You’ve heard the catchphrase: “You can’t borrow your way out of debt.” Good advice generally, but are there exceptions?

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State Credit Score Rankings

Dec 2, 2014 by

Why are the top 4 of the 10 U.S. cities with the highest credit scores in Minnesota?

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Buy Nothing Day 2014

Nov 26, 2014 by

Black Friday? Bah, humbug! I’m all about Buy Nothing Day!

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What Black Friday Is and Is No...

Nov 25, 2014 by

What sort of beast has the once cuddly Black Friday become?

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Student Debt Crisis?

Nov 20, 2014 by

One-third of US student loan debtors are past due. Is yet another taxpayer bailout inevitable?

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Your Credit Score #4

Nov 18, 2014 by

Does your credit reflect a “healthy” mix, in FICO®’s opinion?

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Romantic, Fun Glamping!

Nov 13, 2014 by

Are you looking for a unique, super special, yet affordable and romantic vacation getaway next summer?

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Your Credit Score #3

Nov 11, 2014 by

“Age of Credit” accounts for 15% of your FICO® credit score. But what is it? And are you screwed on this one if you happen to be young?

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Free Pizza Coupon Malware

Nov 6, 2014 by

This diabolical phishing scam takes advantage of a weakness we nearly all share: Everybody loves pizza—especially FREE pizza!

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Pay Early, Get Late Fee?

Nov 4, 2014 by

You made a credit card payment early, and your reward was a late payment fee. How can this happen?

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Your Credit Score #2

Oct 30, 2014 by

Nothing matters more in your FICO® score than whether you’ve paid your debts on time!

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