Welcome to Money Counselor
Money Counselor’s mission is to offer ideas and support for blazing a path to financial freedom by achieving a household budget surplus, paying off debt, and making smart money choices.
If you’re looking for hot stock tips, overnight debt relief, or get-rich-quick schemes, you’re in the wrong place. The theme on Money Counselor is straight talk and practical ideas for getting ahead and staying there. Whether you’re trying to dig out of debt, save for retirement or an emergency, cut spending, hold onto your home, deal with a money crisis, or make better money choices, you’ll find ideas and help here.
With a formal education in engineering and finance, I’ve worked in corporate finance jobs and been fortunate to have played a key role in a few entrepreneurial endeavors. I’ve spent a lot of time over the years self-educating in money topics, and I even worked for a time as a Certified Credit Counselor, where I probably saw it all, including a couple with over $140,000 in credit card debt! And while I’ve made plenty of mistakes in my money life, my wife and I have made enough good decisions to now be debt free. Paying off our debts took many years and thousands of decisions to save instead of spend. With the poor job market and real estate crash, it’s even tougher now to get ahead, but you can make progress. Stick with me for a while and see if I’m not right.
To quote George W. Bush, “I think we agree–the past is over.” The focus here is on the present and future: What can be done starting today to begin improving your money decisions? Money Counselor is for sharing experiences and ideas. Lectures and criticism have no place in the Money Counselor community. Your constructive, non-judgmental ideas and suggestions are crucial to the value of Money Counselor. Please comment and share what you’ve learned about money.
I won’t waste your time with self-centered twaddle and navel-gazing. I aim to give my–and help spread your–practical, simple, useful ideas on how not to go broke, pay your bills on time, and put a little money away so you can achieve financial freedom and retire comfortably.