3 Money Ideals to Live By
Live with these 3 key money ideals always in your mind, and you almost can’t help but be successful and reach your goals.
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Payday Loans for Dummies
You’ve probably heard of so-called “payday loans.” But do you really know how they work and why they’re a financial death trap?
read morePay Rent with a Credit Card?
In case you woke up today thinking “wow—I’d like to raise my own rent 2.75% today,” here’s a most excellent way to do it.
read more“Be Debt Free!” Ex...
Check out this motivational excerpt from the Money Counselor Simple Guide, “Be Debt Free: the Simplest, Fastest System to Kill Your Debt”.
read moreAre You Quietly Desperate?
If you feel like you’re on a financial treadmill at a 10% incline and making no progress toward your goals, this article is for you.
read moreSEP or Roth IRA?
Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.
read moreHow to Tap IRAs Early
You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.
read morePay Off Debt or Invest?
“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.
read moreOur 3 Best Money Choices—#1
Like everybody, Ms. Money Counselor and I have made good financial choices and bad. Let’s explore the good first and maybe ignore the bad.
read more100 Words for Better Credit
If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.
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