Debt Collectors Cruise Faceboo...

Oct 19, 2020 by

Debt collectors are among the most creative, diligent, and slimy creatures on the planet. No surprise they’re now stalking their prey through Facebook and other social media.

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How to Tap IRAs Early

Oct 12, 2020 by

You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.

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3 Top Money Wasters

Oct 5, 2020 by

Are you spending as if you want to retire early?

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Credit and Home Insurance

Sep 28, 2020 by

Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.

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Why the 4% Rule Fails

Sep 14, 2020 by

Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.

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It’s Not About the Latte

Sep 8, 2020 by

Do these 5 crucial steps to build your nest egg and drink all the lattes you want.

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When You Pay Matters

Aug 31, 2020 by

This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.

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14 Steps to Get Ahead

Aug 24, 2020 by

Frustrated by a chronic paycheck-to-paycheck lifestyle? Take these 14 steps to get on the saving track.

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Getting Rid of PMI

Aug 17, 2020 by

I’d almost rather flush cash down the toilet than pay private mortgage insurance, or PMI.

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Financially Survive the Pandem...

Aug 8, 2020 by

While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.

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