Handling a Money Crisis
What would you do if a family wage earner were unexpectedly laid off? Panic and paralysis is normal for a day or two, but then what?
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Financially Survive the Shutdo...
While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.
read morePlan to Pay Off Debt
You’re ready to attack a mountain or a molehill of debt. If your goal is to flatten the debt by a certain date, how much do you pay each month?
read morePay Debt with 401(k) Loan?
If you have high-interest debt like credit cards, that chunk of change you’ve accumulated in your workplace retirement account may look mighty tempting. Why not lend it to yourself, pay off the credit cards, and save the interest expense?
read moreWhen to Freeze Your Credit
You may have heard of freezing your credit cards in a block of ice as a tactic to deter impulse spending and borrowing. But that’s not what’s meant by “credit freeze.”
read moreNet Worth: How Are You Doing?
If you’re visiting this site, you’re probably focused on making better money choices, paying off debt, and saving more. But how do you know where you stand? Are you ahead or behind Americans your age?
read moreCredit Repair: Always a Rip-Of...
Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.
read moreSend a Cease & Desist Let...
You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.
read moreWhy Overpay for Everything?
Nobody wants to overpay. But you might be paying twice as much as you need to for stuff you buy without realizing it.
read moreGet These 3 Things Right
Saving enough for a comfortable, secure retirement isn’t complicated. Follow these three guidelines, and you can’t miss. And your little man/woman will be happy. 🙂
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