Debt Collectors Cruise Faceboo...
Debt collectors are among the most creative, diligent, and slimy creatures on the planet. No surprise they’re now stalking their prey through Facebook and other social media.
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How to Tap IRAs Early
You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.
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Credit and Home Insurance
Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.
read moreWhy the 4% Rule Fails
Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.
read moreIt’s Not About the Latte
Do these 5 crucial steps to build your nest egg and drink all the lattes you want.
read moreWhen You Pay Matters
This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.
read more14 Steps to Get Ahead
Frustrated by a chronic paycheck-to-paycheck lifestyle? Take these 14 steps to get on the saving track.
read moreGetting Rid of PMI
I’d almost rather flush cash down the toilet than pay private mortgage insurance, or PMI.
read moreFinancially Survive the Pandem...
While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.
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