How to Tap IRAs Early

May 20, 2019 by

You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.

read more

Pay Off Debt or Invest?

May 13, 2019 by

“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.

read more

Our 3 Best Money Choices—#1

May 6, 2019 by

Like everybody, Ms. Money Counselor and I have made good financial choices and bad. Let’s explore the good first and maybe ignore the bad.

read more

100 Words for Better Credit

Apr 29, 2019 by

If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.

read more

Bad Credit? No Problem!

Apr 22, 2019 by

Tempted by an ad or offer guaranteeing a loan or credit card regardless of your credit history? Watch out: you may be looking at an “advance-fee loan” scam.

read more

Whoa! A 25% Car Loan?

Apr 15, 2019 by

I’m going to stick my neck out a bit here and offer a lot of opinions about a real life situation though I’m admittedly lacking...

read more

Do You Invent Needs?

Apr 8, 2019 by

Sometimes bargain hounds can be very creative in “recognizing” a need for an item only after its discovery on a retail shelf at an excellent price!

read more

It’s Not About the Latte

Mar 30, 2019 by

Do these 5 crucial steps to build your nest egg and drink all the lattes you want.

read more

Minimum Payments Will Cost You

Mar 25, 2019 by

Routinely make the minimum payment on your credit card and you’re just the sort of sucker credit card issuers love to have as customers.

read more

Rapid Rescore = $$$

Mar 18, 2019 by

Applying for a mortgage or thinking of refinancing? Be sure your mortgage lender does a “rapid rescore” analysis of your credit report.

read more
All original content on these pages is fingerprinted and certified by Digiprove