Payday Loans for Dummies

Jul 15, 2019 by

You’ve probably heard of so-called “payday loans.” But do you really know how they work and why they’re a financial death trap?

read more

Pay Rent with a Credit Card?

Jul 8, 2019 by

In case you woke up today thinking “wow—I’d like to raise my own rent 2.75% today,” here’s a most excellent way to do it.

read more

“Be Debt Free!” Ex...

Jun 24, 2019 by

Check out this motivational excerpt from the Money Counselor Simple Guide, “Be Debt Free: the Simplest, Fastest System to Kill Your Debt”.

read more

Are You Quietly Desperate?

Jun 10, 2019 by

If you feel like you’re on a financial treadmill at a 10% incline and making no progress toward your goals, this article is for you.

read more

SEP or Roth IRA?

May 27, 2019 by

Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.

read more

How to Tap IRAs Early

May 20, 2019 by

You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.

read more

Pay Off Debt or Invest?

May 13, 2019 by

“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.

read more

Our 3 Best Money Choices—#1

May 6, 2019 by

Like everybody, Ms. Money Counselor and I have made good financial choices and bad. Let’s explore the good first and maybe ignore the bad.

read more

100 Words for Better Credit

Apr 29, 2019 by

If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.

read more

Bad Credit? No Problem!

Apr 22, 2019 by

Tempted by an ad or offer guaranteeing a loan or credit card regardless of your credit history? Watch out: you may be looking at an “advance-fee loan” scam.

read more
All original content on these pages is fingerprinted and certified by Digiprove