You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.
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“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.
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Like everybody, Ms. Money Counselor and I have made good financial choices and bad. Let’s explore the good first and maybe ignore the bad.
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If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.
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Tempted by an ad or offer guaranteeing a loan or credit card regardless of your credit history? Watch out: you may be looking at an “advance-fee loan” scam.
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I’m going to stick my neck out a bit here and offer a lot of opinions about a real life situation though I’m admittedly lacking...
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Sometimes bargain hounds can be very creative in “recognizing” a need for an item only after its discovery on a retail shelf at an excellent price!
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Do these 5 crucial steps to build your nest egg and drink all the lattes you want.
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Routinely make the minimum payment on your credit card and you’re just the sort of sucker credit card issuers love to have as customers.
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Applying for a mortgage or thinking of refinancing? Be sure your mortgage lender does a “rapid rescore” analysis of your credit report.
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