100 Words for Better Credit

Aug 3, 2020 by

If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.

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Stay Away From Here!

Jul 27, 2020 by

If you see a place that looks like this, think of it as staffed by people with a highly contagious, always lethal disease.

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Please Ignore!

Jul 13, 2020 by

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

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Credit Repair: Always a Rip-Of...

Jun 29, 2020 by

Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.

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“Charged Off” Debt...

Jun 22, 2020 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

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Can’t Make Minimum Credi...

Jun 15, 2020 by

Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.

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Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Does Repossession Cure Debt?

May 25, 2020 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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Considering Bankruptcy?

May 18, 2020 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Underwater Car Loan?

May 11, 2020 by

Will the boom in subprime auto lending turn into another economic meltdown?

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