100 Words for Better Credit
If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.
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Stay Away From Here!
If you see a place that looks like this, think of it as staffed by people with a highly contagious, always lethal disease.
read morePlease Ignore!
What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.
read moreCredit Repair: Always a Rip-Of...
Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.
read more“Charged Off” Debt...
After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?
read moreCan’t Make Minimum Credi...
Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.
read morePaying Debts in Collections
If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.
read moreDoes Repossession Cure Debt?
Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?
read moreConsidering Bankruptcy?
You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?
read moreUnderwater Car Loan?
Will the boom in subprime auto lending turn into another economic meltdown?
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