Carnival of Financial Camaraderie #44

Aug 4, 2012 by

Ferris wheel and carnivalWelcome to the 44th edition of the Carnival of Financial Camaraderie! Every post in this Carnival is from a talented blogger who has taken care to write a useful and often entertaining article for his or her readers. So sit back and enjoy!

For those of you new to Money Counselor, welcome, and please take a look around. The overall point here is to help you make better money decisions over time, helping assure you  reach your goals. Click on Site Tour at the top of any page to have a guided look around.

This carnival is hosted every second week by My University Money. You can submit articles at Blogger Carnivals or Blog Carnival HQ.

BUDGETING
Jefferson @ See Debt Run writes Tomorrow – When it comes to fixing your financial situation, tomorrow is too far away

Deacon Hayes @ Well Kept Wallet writes Get Out of Debt Fast! – Most people want to get out of debt fast and I don’t blame them. It can be like this dark cloud looming over you as long as you are in debt. At least that is how we felt when we were in debt. It felt like we were just getting by and it was hard to see the light at the end of the tunnel. We decided that we needed to get a handle on our finances and developed a plan to eliminate our debt. Here is what we did to Pay Off $52,000 in Debt in 18 Months which makes us debt-free except our home.

Little House @ Little House in the Valley writes Back to Basics with Zero Based Budgeting – Lately, I’ve realized that though I enjoy crunching the numbers, my budget just isn’t reflecting my actual spending. So I’ve decided to try out the zero budgeting method.

Beating Broke @ Beating Broke writes Are You a Peter Pan Spender? – Growing up doesn’t mean you can’t have fun. It just means you have to have fun with responsibility. When all the bills are paid and you’ve socked away a bit for the future, have all the fun you want.

BUSINESS
Katie @ The Discount Coder Blog writes Save money on small business marketing… by DIY blogging! – Small businesses have a hard enough time competing with the big boys without wasting money on tired online marketing practices. That’s where blogging comes in. If you’re a small business and want to get closer to your customers, blogging is a super cheap and effective way to get that done. Here are our top tips…

Hank @ Money Q&A writes Four Of The Best Car Insurance Discounts – Car insurance is an extremely competitive business which is great for the individual consumer. Most car insurance companies will keep their rates low in order to attract and keep consumers.

Earth and Money @ Earth and Money writes The Value of the Corporate Social Responsibility Label – Corporate social responsibility is the integration of social, environmental and economic concerns into the values of a company. But is a company that calls itself socially responsible actually socially responsible?

CAREER & EDUCATION
Grand Per Month @ Grand Per Month writes Make a Grand Per Month as an Adjunct College Instructor – Do you have teaching experience or an advanced degree? If so, you may be eligible to make a grand per month as a college instructor.

Dr. Dean @ The Millionaire Nurse Blog writes Student Loan Repayment: Just For Moving! – Did you know you could get student loan repayment by relocating or moving to Niagara Falls, NY or to rural Kansas. I give you the facts.

Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success – Retooling Your Job Hunt – Some advice on how you reshape your job hunt if you aren’t successful, and increase your chances of standing out from the crowd as you do.

Eddie @ Finance Fox writes Seven High Paying Part-Time Jobs – A part-time job can increase retirement savings, supplement business income, and be an effective way of dealing with a stagnant salary.

Jon the Saver @ Free Money Wisdom writes 13 Part-time Jobs With Benefits – Do you want some good news on the employment front? Here it is: You can get employee benefits on many part-time jobs.

John @ Married (with Debt) writes Workplace Stress – The verdict is in – your job is killing you. More specifically, workplace stress is killing you. This means we’ve come full circle from our days as cavemen, when our biggest source of stress was finding food.

FRUGALITY
Greg Field @ NerdWallet writes How I Made the Switch to a Credit Union – An insightful article on how to switch out of your expensive and unfriendly big bank account into a money saving credit union. Enjoy!

INVESTING
Shawanda @ You Have More Than You Think writes Changing Jobs? Why Cashing Out Your 401(k) Could Be a Costly Mistake – When a job change occurs, many workers cash out their 401(k), which can cost hundreds of thousands of dollars in retirement assets.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes ARE YOU CUT OUT TO BUY A FIXER UPPER? – The lure of real estate investing is great. This article outlines what it takes to buy, renovate, and resell real estate. Find out if this potentially lucrative endeavor is for you.

YFS @ Your Finances Simplified writes A Few Reasons Why Asset Allocation is Important – When it comes to investing, many people recommend that you diversify your accounts. The idea is to not put all your eggs in one basket.

J.P. @ Novel Investor writes What Is A REIT? – REITs, for the most part, are traded just like stocks. But there are some unique differences every investor should be aware of before buying.

OTHER
Jen @ Master the Art of Saving writes USDA Guaranteed Home Loan – I knew absolutely nothing about USDA guaranteed loans when we applied for one. So I thought I would share a little bit about what I’ve learned so far………..

Daniel @ Sweating the Big Stuff writes Top Five Stress-Free Vacation Tips – Imagine having a stress free vacation: Nothing too expensive, no crowds, and no worrying about how things are going back at work. Here’s how to do it.

krantcents @ KrantCents writes The 3 Z’s of Success – The 3 Z’s of Success is twenty-six in a series of articles to help you reach your goal.

Suba @ Broke Professionals writes 6 Things to Do This Summer to Boost Your Promotion Potential – Here are six things to do this summer to boost your promotion potential!

Jason @ Work Save Live writes Does Canceling a Credit Card Hurt Your Credit? – Should You Consider Canceling Your Credit Card? Nearly everybody on this planet knows that Dave Ramsey is against credit cards; so much so that he shuns the idea of utilizing cards for their rewards and encourages people to CANCEL all of their cards despite the fact that canceling it may hurt your credit.

Daisy @ Add Vodka writes Why Babysitting is an Awesome Side Hustle – I babysit as a side hustle. I watch two kids who live fairly close to where I work. It works out perfectly, because I get off at 4:00 and I start babysitting at 4:30 a couple of days a week.

Bridget @ Money After Graduation writes Why I travel – Read my philosophy with respect to traveling and why I love it.

Don @ MoneySmartGuides writes Consumers Are Horrible At Math – Derek Thompson over at The Atlantic wrote a great article titled “The 11 Ways That Consumers Are Hopeless at Math”.

Corey @ 20s Finances writes Why Investment Fees Matter – Corey previously wrote about how time is your new best friend. This is all because of compound interest. The more time you have to let your investments grow, the more your money can compound upon itself and grow faster. It almost sounds too good to be true, and unfortunately it is when you look at it in terms of investment fees.

JP @ My Family Finances writes Overanalyzing the Numbers behind the Family Grocery Bill – If you’ve ever wanted to see someone over analyze the family grocery bill, this post is for you.

Sustainable PF @ Sustainable Personal Finance writes Want to Boost Your Savings? Consider a TFSA – One of the most interesting options that Canadians have when it comes to saving money is the Tax-Free Savings Account (TFSA).

Amanda L Grossman @ Frugal Confessions writes Frugal Cures for Cubicle Fever – I am reading a fantastic book right now that has caused bursts of belly laughter to escape from my mouth at random moments throughout the day.

Thanks for visiting!

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