3 Top Money Wasters

Oct 5, 2020 by

Are you spending as if you want to retire early?

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When You Pay Matters

Aug 31, 2020 by

This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.

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“Charged Off” Debt...

Jun 22, 2020 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

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Can’t Make Minimum Credi...

Jun 15, 2020 by

Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.

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Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Send a Cease & Desist Let...

Apr 20, 2020 by

You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.

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Debt Collector Hassles?

Apr 6, 2020 by

Debt collectors can be real jerks! If you owe, the collector has a right to work at getting you to pay. But you don’t have to put up with many of of most common—and illegal—collection tactics.

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Dealing with Debt Collectors

Jan 20, 2020 by

Debt collector on your case? Here’s a quick video summary of the activities debt collectors are NOT allowed to do, by law, but often do anyway. You can and should fight back if a debt collector is a law-breaker!

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Pay Debt with 401(k) Loan?

Jan 13, 2020 by

If you have high-interest debt like credit cards, that chunk of change you’ve accumulated in your workplace retirement account may look mighty tempting. Why not lend it to yourself, pay off the credit cards, and save the interest expense?

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Ready to Pay Off Debt?

Jan 6, 2020 by

If you’ve finally had enough of feeling as if you work part-time for your credit card companies just so you can make your minimum payments, then you are in luck. The Debt Fairy’s magic wand won’t save you, but you can save yourself. I’ll help.

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