Payday Loans for Dummies
You’ve probably heard of so-called “payday loans.” But do you really know how they work and why they’re a financial death trap?
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Handling a Money Crisis
What would you do if a family wage earner were unexpectedly laid off? Panic and paralysis is normal for a day or two, but then what?
read moreFinancially Survive the Shutdo...
While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.
read moreWhen to Freeze Your Credit
You may have heard of freezing your credit cards in a block of ice as a tactic to deter impulse spending and borrowing. But that’s not what’s meant by “credit freeze.”
read moreSend a Cease & Desist Let...
You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.
read moreEquifax Hack
With nearly half of all Americans affected, everyone should follow up to protect themselves in the wake of the horrendous hack at credit bureau Equifax®.
read moreTransUnion.ca Sneakiness
Here’s how TransUnion’ca’s process for obtaining a credit report—which should be free—morphs into a purchase of a $239/year “credit monitoring” product. Shameful!
read moreFinancial Insomnia
A recent telephone survey of American adults revealed that 38% lose sleep over health care and health insurance worries. To the surprise of no one who relies on their brain to make decisions, that portion is up by a whopping 37% from one year ago.
read moreUnderwater Car Loan?
Will the boom in subprime auto lending turn into another economic meltdown?
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