Financially Survive the Pandem...

Aug 8, 2020 by

While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.

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Stay Away From Here!

Jul 27, 2020 by

If you see a place that looks like this, think of it as staffed by people with a highly contagious, always lethal disease.

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Can’t Make Minimum Credi...

Jun 15, 2020 by

Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.

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Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Does Repossession Cure Debt?

May 25, 2020 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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Considering Bankruptcy?

May 18, 2020 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Underwater Car Loan?

May 11, 2020 by

Will the boom in subprime auto lending turn into another economic meltdown?

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Installment Loan Money Trap

May 4, 2020 by

You know payday lending is designed to entice you into very costly borrowing. So-called “installment loans” are just as nasty and can suck money out of your pocket faster than a $10 minimum blackjack game.

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Will You Be Sued?

Apr 27, 2020 by

The debt collector’s ultimate weapon is a lawsuit. But not all debtors are “suit-worthy.” If you’re past due on a debt, how can you judge the likelihood that a collection agency will follow through a threat to sue you?

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Send a Cease & Desist Let...

Apr 20, 2020 by

You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.

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