Payday Loans for Dummies

Jul 15, 2019 by

You’ve probably heard of so-called “payday loans.” But do you really know how they work and why they’re a financial death trap?

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Handling a Money Crisis

Jan 20, 2019 by

What would you do if a family wage earner were unexpectedly laid off? Panic and paralysis is normal for a day or two, but then what?

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Financially Survive the Shutdo...

Jan 14, 2019 by

While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.

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When to Freeze Your Credit

Dec 24, 2018 by

You may have heard of freezing your credit cards in a block of ice as a tactic to deter impulse spending and borrowing. But that’s not what’s meant by “credit freeze.”

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Send a Cease & Desist Let...

Dec 3, 2018 by

You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.

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Equifax Hack

Sep 10, 2017 by

With nearly half of all Americans affected, everyone should follow up to protect themselves in the wake of the horrendous hack at credit bureau Equifax®.

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TransUnion.ca Sneakiness

Aug 27, 2017 by

Here’s how TransUnion’ca’s process for obtaining a credit report—which should be free—morphs into a purchase of a $239/year “credit monitoring” product. Shameful!

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Financial Insomnia

May 30, 2017 by

A recent telephone survey of American adults revealed that 38% lose sleep over health care and health insurance worries. To the surprise of no one who relies on their brain to make decisions, that portion is up by a whopping 37% from one year ago.

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Underwater Car Loan?

Jan 23, 2017 by

Will the boom in subprime auto lending turn into another economic meltdown?

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Top 10 Posts 2016!

Jan 18, 2017 by

What did visitors to Money Counselor read most in 2016?

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