Beware the TOP

Apr 25, 2014 by

If you’re behind on a student loan or child support, the Bureau of Fiscal Service’s Treasury Offset Program may be about to take a bite out of your tax refund.

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Prepare for Parents’ Dea...

Feb 12, 2014 by

Events around my mother’s recent death have made me feel a bit stupid and irresponsible. I should have done better.

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Installment Loan Money Trap

Sep 5, 2013 by

You know payday lending is designed to entice you into very costly borrowing. So-called “installment loans” are just as nasty and can suck money out of your pocket faster than a $10 minimum blackjack game.

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Baby Boomer Retirement Panic?

Jul 25, 2013 by

The Baby Boom generation has mostly had it pretty good. But with retirement age looming for this 80-million strong population bulge, financial realities may mean the party is over for many.

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Considering Bankruptcy?

Jul 2, 2013 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Financial Meltdown Effects

Jun 25, 2013 by

A majority of investors have gone from “scared or confused” in 2008 to “prepared or confident” in April of this year.

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Wonga: So Wrong-a

Dec 17, 2012 by

Conjure an image of a loan shark. Got it? Now dress him up in bright, new clothes, and bless him with the smoothest, most genuine sales pitch you can imagine. What have you got? Wonga.

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Need Cash? Pawn Something.

Aug 3, 2012 by

You may not identify with the stereotype of one of those people who pawn belongings. But if you need cash urgently and don’t have an emergency fund, pawning something isn’t your worst option. So maybe you should be one of those people.

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Does Repossession Cure Debt?

Aug 1, 2012 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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How to Triage Bills – Pa...

Jun 29, 2012 by

Part 2 of a two-part mini series: Say you’re in a tough but you hope temporary situation where you know you’re going to be short of cash to pay all of your debts and bills. How do decide what to pay?

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