Debt Collectors Cruise Faceboo...

Oct 19, 2020 by

Debt collectors are among the most creative, diligent, and slimy creatures on the planet. No surprise they’re now stalking their prey through Facebook and other social media.

read more

“Charged Off” Debt...

Jun 22, 2020 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

read more

Can’t Make Minimum Credi...

Jun 15, 2020 by

Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.

read more

Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

read more

Does Repossession Cure Debt?

May 25, 2020 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

read more

Considering Bankruptcy?

May 18, 2020 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

read more

Installment Loan Money Trap

May 4, 2020 by

You know payday lending is designed to entice you into very costly borrowing. So-called “installment loans” are just as nasty and can suck money out of your pocket faster than a $10 minimum blackjack game.

read more

Will You Be Sued?

Apr 27, 2020 by

The debt collector’s ultimate weapon is a lawsuit. But not all debtors are “suit-worthy.” If you’re past due on a debt, how can you judge the likelihood that a collection agency will follow through a threat to sue you?

read more

Send a Cease & Desist Let...

Apr 20, 2020 by

You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.

read more

Debt Collector Hassles?

Apr 6, 2020 by

Debt collectors can be real jerks! If you owe, the collector has a right to work at getting you to pay. But you don’t have to put up with many of of most common—and illegal—collection tactics.

read more