Credit and Home Insurance
Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.
read more14 Steps to Get Ahead
Frustrated by a chronic paycheck-to-paycheck lifestyle? Take these 14 steps to get on the saving track.
read moreSEP or Roth IRA?
Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.
read moreBenefit of Saving $6,000
Hey: if you want to buy groceries, electricity, and gasoline when you stop working, you need to sock away some cash while you have paid employment. Social Security isn’t going to cut it. But if you need more motivation to save than avoiding being poor and miserable when you’re old, have a look at this.
read moreForget About Retirement
I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.
read more3 Money Ideals to Live By
Live with these 3 key money ideals always in your mind, and you almost can’t help but be successful and reach your goals.
read moreCan We Afford This?
I have a foolproof method of judging whether I can afford something: My wife tells me. You may not be so lucky.
read moreWhy Overpay for Everything?
Nobody wants to overpay. But you might be paying twice as much as you need to for stuff you buy without realizing it.
read moreGet These 3 Things Right
Saving enough for a comfortable, secure retirement isn’t complicated. Follow these three guidelines, and you can’t miss. And your little man/woman will be happy. 🙂
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