Equifax Hack
With nearly half of all Americans affected, everyone should follow up to protect themselves in the wake of the horrendous hack at credit bureau Equifax®.
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TransUnion.ca Sneakiness
Here’s how TransUnion’ca’s process for obtaining a credit report—which should be free—morphs into a purchase of a $239/year “credit monitoring” product. Shameful!
read moreFinancial Insomnia
A recent telephone survey of American adults revealed that 38% lose sleep over health care and health insurance worries. To the surprise of no one who relies on their brain to make decisions, that portion is up by a whopping 37% from one year ago.
read moreCredit and Home Insurance
Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.
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Long-Term Care Insurance
A reader wrote me to ask whether long-term care insurance is recommended. It’s a tough question, and very dependent on individual circumstances. Can you help improve my reply to the reader, please?
read moreSocial Security Reminder
Did you get an email reminder to review your annual Social Security Statement online? Did you wonder whether the reminder was legitimate? I did. And do.
read moreHealthcare Costs in Retirement
The average American 65-year old retiring now will pay $583 per month in healthcare costs. In 5 years, that expense will more than double… read this for even more scary stuff about Americans’ healthcare costs in retirement.
read moreJumpstart an Emergency Fund
You’re focused on the holidays now, I get that. But when the New Year rolls around, make 2016 the year you finally get started on building an emergency fund!
read more“Raise Your Credit Score...
Is your credit score less than what it ought to be? Check out this excerpt from volume 3 of the Money Counselor Simple Guides series, “Raise Your Credit Score the Right Way: Save Money and Open Doors”
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