Credit and Home Insurance
Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.
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Getting Rid of PMI
I’d almost rather flush cash down the toilet than pay private mortgage insurance, or PMI.
read moreForget About Retirement
I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.
read moreEquifax Hack
With nearly half of all Americans affected, everyone should follow up to protect themselves in the wake of the horrendous hack at credit bureau Equifax®.
read moreTransUnion.ca Sneakiness
Here’s how TransUnion’ca’s process for obtaining a credit report—which should be free—morphs into a purchase of a $239/year “credit monitoring” product. Shameful!
read moreFinancial Insomnia
A recent telephone survey of American adults revealed that 38% lose sleep over health care and health insurance worries. To the surprise of no one who relies on their brain to make decisions, that portion is up by a whopping 37% from one year ago.
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Long-Term Care Insurance
A reader wrote me to ask whether long-term care insurance is recommended. It’s a tough question, and very dependent on individual circumstances. Can you help improve my reply to the reader, please?
read moreSocial Security Reminder
Did you get an email reminder to review your annual Social Security Statement online? Did you wonder whether the reminder was legitimate? I did. And do.
read moreHealthcare Costs in Retirement
The average American 65-year old retiring now will pay $583 per month in healthcare costs. In 5 years, that expense will more than double… read this for even more scary stuff about Americans’ healthcare costs in retirement.
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