You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.
read more
Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.
read more
Do these 5 crucial steps to build your nest egg and drink all the lattes you want.
read more
What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.
read more
Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.
read more
Hey: if you want to buy groceries, electricity, and gasoline when you stop working, you need to sock away some cash while you have paid employment. Social Security isn’t going to cut it. But if you need more motivation to save than avoiding being poor and miserable when you’re old, have a look at this.
read more
Retirement planning is challenging for a simple reason: we can’t predict the future. Future inflation and the return you get on your savings will make a huge difference in how long your nest egg lasts.
read more
Do you feel a nagging unease because you know little or nothing about investments? No worries—you have a lot of company. Here’s a starting point for beginning to learn more.
read more
I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.
read more
Can an investment strategy work in practice that requires regular decision-making and market assessments from an inescapably emotion-laden human with his or her own money at stake?
read more