Retirement planning is challenging for a simple reason: we can’t predict the future. Future inflation and the return you get on your savings will make a huge difference in how long your nest egg lasts.
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Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.
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Do you feel a nagging unease because you know little or nothing about investments? No worries—you have a lot of company. Here’s a starting point for beginning to learn more.
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I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.
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Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.
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You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.
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Do these 5 crucial steps to build your nest egg and drink all the lattes you want.
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Can an investment strategy work in practice that requires regular decision-making and market assessments from an inescapably emotion-laden human with his or her own money at stake?
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If you’re visiting this site, you’re probably focused on making better money choices, paying off debt, and saving more. But how do you know where you stand? Are you ahead or behind Americans your age?
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I’ve built a portfolio of relatively low-risk, high-dividend stocks that now generates enough cash to cover roughly one-third of our living expenses. That feels good.
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