New Financial Advisor Regs

May 6, 2016 by

I bet the financial industry fought tooth & nail this new regulation requiring financial advisors to “act in the client’s best interest.”

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SEP or Roth IRA?

Apr 26, 2016 by

Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.

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Please Ignore!

Apr 19, 2016 by

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

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Seniors Have More Debt

Mar 18, 2016 by

The average American 75-year old carried 25% more credit card debt in 2015 compared to 2003. As my late mother once said to me: “These are definitely not ‘the golden years’.”

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Negative Rates in the US?

Mar 3, 2016 by

Banks have been paying effectively zero interest on deposits for years. But how would you react if your bank started charging you a fee to keep money on deposit? It could happen.

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Stocks: Too Risky for Retireme...

Jan 21, 2016 by

For the third time just since 2000, markets are again illustrating why the standard “expert” advice to retirees to invest the lion’s share of their portfolios in stocks is, for most of these small investor retirees, not only wrong but inexcusably irresponsible.

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2015’s Top 5 Posts!

Jan 7, 2016 by

Did you miss any of 2015’s top 5 most-read Money Counselor articles? Find links to all here.

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Holiday Giveaway!

Dec 23, 2015 by

FREE December 23, 24, and 25: my Simple Guides to Debt, Credit, and Wealth. Merry Christmas!

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4 Crucial IRA Tips

Dec 17, 2015 by

Turn down Jingle Bells just long enough to have a look at these 4 IRA tips. Money doesn’t grow on Christmas trees you know!

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Benefit of Saving $5,500

Nov 23, 2015 by

Hey: if you want to buy groceries, electricity, and gasoline when you stop working, you need to sock away some cash while you have paid employment. Social Security isn’t going to cut it. But if you need more motivation to save than avoiding being poor and miserable when you’re old, have a look at this.

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