Building a Better Portfolio

Nov 17, 2016 by

Suggestions here from Joseph Hogue, CFA, on how to build a better investment portfolio—crucial to a secure retirement!

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Our Dividend Portfolio

Nov 15, 2016 by

Revealed for the first time: Ms. Money Counselor’s and my dividend-paying stock portfolio! Yes, we do own stocks!

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Why the 4% Rule Fails

Sep 15, 2016 by

Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.

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Diamonds and Dogs #27

Jun 13, 2016 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that can put the bite on you (the Dog).

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New Financial Advisor Regs

May 6, 2016 by

I bet the financial industry fought tooth & nail this new regulation requiring financial advisors to “act in the client’s best interest.”

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SEP or Roth IRA?

Apr 26, 2016 by

Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.

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Please Ignore!

Apr 19, 2016 by

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

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Seniors Have More Debt

Mar 18, 2016 by

The average American 75-year old carried 25% more credit card debt in 2015 compared to 2003. As my late mother once said to me: “These are definitely not ‘the golden years’.”

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Negative Rates in the US?

Mar 3, 2016 by

Banks have been paying effectively zero interest on deposits for years. But how would you react if your bank started charging you a fee to keep money on deposit? It could happen.

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Stocks: Too Risky for Retireme...

Jan 21, 2016 by

For the third time just since 2000, markets are again illustrating why the standard “expert” advice to retirees to invest the lion’s share of their portfolios in stocks is, for most of these small investor retirees, not only wrong but inexcusably irresponsible.

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