3 Top Money Wasters

Oct 5, 2020 by

Are you spending as if you want to retire early?

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When You Pay Matters

Aug 31, 2020 by

This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.

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14 Steps to Get Ahead

Aug 24, 2020 by

Frustrated by a chronic paycheck-to-paycheck lifestyle? Take these 14 steps to get on the saving track.

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“Charged Off” Debt...

Jun 22, 2020 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

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Can’t Make Minimum Credi...

Jun 15, 2020 by

Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.

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Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Does Repossession Cure Debt?

May 25, 2020 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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Underwater Car Loan?

May 11, 2020 by

Will the boom in subprime auto lending turn into another economic meltdown?

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Pay Debt with 401(k) Loan?

Jan 13, 2020 by

If you have high-interest debt like credit cards, that chunk of change you’ve accumulated in your workplace retirement account may look mighty tempting. Why not lend it to yourself, pay off the credit cards, and save the interest expense?

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Ready to Pay Off Debt?

Jan 6, 2020 by

If you’ve finally had enough of feeling as if you work part-time for your credit card companies just so you can make your minimum payments, then you are in luck. The Debt Fairy’s magic wand won’t save you, but you can save yourself. I’ll help.

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