How Much Savings Is Enough?

Nov 18, 2019 by

Retirement planning is challenging for a simple reason: we can’t predict the future. Future inflation and the return you get on your savings will make a huge difference in how long your nest egg lasts.

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Why the 4% Rule Fails

Oct 14, 2019 by

Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.

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What’s an Investment?

Sep 16, 2019 by

Do you feel a nagging unease because you know little or nothing about investments? No worries—you have a lot of company. Here’s a starting point for beginning to learn more.

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Retired at Age 40!

Sep 9, 2019 by

Here’s a guy, now in his mid 50s, who retired a few months shy of his 41st birthday. How did he do it, and how has his life been going since?

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Forget About Retirement

Aug 4, 2019 by

I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.

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SEP or Roth IRA?

May 27, 2019 by

Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.

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How to Tap IRAs Early

May 20, 2019 by

You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.

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Pay Off Debt or Invest?

May 13, 2019 by

“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.

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It’s Not About the Latte

Mar 30, 2019 by

Do these 5 crucial steps to build your nest egg and drink all the lattes you want.

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Should Humans Buy & Hold?

Feb 25, 2019 by

Can an investment strategy work in practice that requires regular decision-making and market assessments from an inescapably emotion-laden human with his or her own money at stake?

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