Why the 4% Rule Fails

Sep 15, 2016 by

Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.

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Diamonds and Dogs #27

Jun 13, 2016 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that can put the bite on you (the Dog).

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Tax Free IRA Distribution

May 10, 2016 by

Here’s how to stiff Uncle Sam on the tax on required minimum distributions from your traditional IRA. No offshore tax haven needed. 🙂

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New Financial Advisor Regs

May 6, 2016 by

I bet the financial industry fought tooth & nail this new regulation requiring financial advisors to “act in the client’s best interest.”

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SEP or Roth IRA?

Apr 26, 2016 by

Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.

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Long-Term Care Insurance

Apr 21, 2016 by

A reader wrote me to ask whether long-term care insurance is recommended. It’s a tough question, and very dependent on individual circumstances. Can you help improve my reply to the reader, please?

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Please Ignore!

Apr 19, 2016 by

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

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Tax Refund Time!

Apr 6, 2016 by

You paid the government too much in 2015, and now a fat tax refund is coming your way. Here’s how to get the most bang for your refund buck.

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Saver’s Tax Credit 2015!

Mar 24, 2016 by

You still have time to slash your 2015 tax bill by up to $4,000! Here’s how.

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Seniors Have More Debt

Mar 18, 2016 by

The average American 75-year old carried 25% more credit card debt in 2015 compared to 2003. As my late mother once said to me: “These are definitely not ‘the golden years’.”

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