SEP or Roth IRA?
Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.
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Long-Term Care Insurance
A reader wrote me to ask whether long-term care insurance is recommended. It’s a tough question, and very dependent on individual circumstances. Can you help improve my reply to the reader, please?
read morePlease Ignore!
What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.
read moreTax Refund Time!
You paid the government too much in 2015, and now a fat tax refund is coming your way. Here’s how to get the most bang for your refund buck.
read moreSaver’s Tax Credit 2015!
You still have time to slash your 2015 tax bill by up to $4,000! Here’s how.
read moreSeniors Have More Debt
The average American 75-year old carried 25% more credit card debt in 2015 compared to 2003. As my late mother once said to me: “These are definitely not ‘the golden years’.”
read moreSocial Security Reminder
Did you get an email reminder to review your annual Social Security Statement online? Did you wonder whether the reminder was legitimate? I did. And do.
read moreStocks: Too Risky for Retireme...
For the third time just since 2000, markets are again illustrating why the standard “expert” advice to retirees to invest the lion’s share of their portfolios in stocks is, for most of these small investor retirees, not only wrong but inexcusably irresponsible.
read more2015’s Top 5 Posts!
Did you miss any of 2015’s top 5 most-read Money Counselor articles? Find links to all here.
read more4 Crucial IRA Tips
Turn down Jingle Bells just long enough to have a look at these 4 IRA tips. Money doesn’t grow on Christmas trees you know!
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