Bad Credit? No Problem!
Tempted by an ad or offer guaranteeing a loan or credit card regardless of your credit history? Watch out: you may be looking at an “advance-fee loan” scam.
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Whoa! A 25% Car Loan?
I’m going to stick my neck out a bit here and offer a lot of opinions about a real life situation though I’m admittedly lacking...
read moreCredit Repair: Always a Rip-Of...
Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.
read moreEquifax Hack
With nearly half of all Americans affected, everyone should follow up to protect themselves in the wake of the horrendous hack at credit bureau Equifax®.
read moreTransUnion.ca Sneakiness
Here’s how TransUnion’ca’s process for obtaining a credit report—which should be free—morphs into a purchase of a $239/year “credit monitoring” product. Shameful!
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Crooks Beating Chipped Cards
Credit and debit cards with embedded chip EMV technology should reduce fraud. But, predictably, already work arounds like complete account takeover are exploding. Can you beat the ingenious and determined bad guys?
read moreNegative Rates in the US?
Banks have been paying effectively zero interest on deposits for years. But how would you react if your bank started charging you a fee to keep money on deposit? It could happen.
read moreSocial Security Reminder
Did you get an email reminder to review your annual Social Security Statement online? Did you wonder whether the reminder was legitimate? I did. And do.
read moreFREE Tax Return Help!
Did you know there’s a good chance you can get FREE tax return help through a couple of IRS programs?
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