How I Justify Organic

Jun 24, 2014 by

I’m not too poor but I am too cheap to buy only organic food varieties. Here’s how I decide when to buy organic.

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Spend Now or Spend Later

Jun 3, 2014 by

What’s your mentality: Spend now and save later? Save now and spend later? Something in between?

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Rant at Your Peril

Mar 26, 2014 by

When you buy from this online retailer, no matter how screwed over you may feel by it, you’re agreeing to refrain from taking any action that negatively impacts the seller’s reputation, products, services, management or employees. Violators may be billed $3,500.

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Target Payment Card Hack

Dec 27, 2013 by

Did you use a credit or debit card at a U.S. Target during November 27 (Black Friday) through December 15? Then you need to read this!

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How to Dump a Gift Card

Dec 23, 2013 by

What’s the etiquette for “liquidating” a gift card you don’t really want?

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Poll: Holiday Spending

Dec 20, 2013 by

According to a Bank of Montreal survey as reported in the Globe & Mail, the average Canadian expects to spend CDN$678 this...

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Layaway Program Update

Nov 6, 2013 by

The Money Counselor layaway program is an instant success. I may have discovered my calling in life: exploiting Walmart shoppers.

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Send Me Your Money!

Nov 4, 2013 by

To help holiday shoppers recognize the silliness of layaway, I’m going into competition with Walmart and other providers of this completely useless “service.”

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Walmart Layaway Still Sucks

Oct 11, 2013 by

Walmart has slightly altered its layaway policies for the 2013 shopping season. Unchanged is that layaway is yet another way to help you spend more than you can afford.

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Cheap Coffee!

Aug 8, 2013 by

Are you sick of getting beat up by personal finance types because of your expensive coffee habit? Here’s a way to indulge and save money too.

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