Credit and Home Insurance

Sep 28, 2020 by

Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.

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It’s Not About the Latte

Sep 8, 2020 by

Do these 5 crucial steps to build your nest egg and drink all the lattes you want.

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When You Pay Matters

Aug 31, 2020 by

This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.

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100 Words for Better Credit

Aug 3, 2020 by

If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.

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Please Ignore!

Jul 13, 2020 by

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

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Credit Repair: Always a Rip-Of...

Jun 29, 2020 by

Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.

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“Charged Off” Debt...

Jun 22, 2020 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

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Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Does Repossession Cure Debt?

May 25, 2020 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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Considering Bankruptcy?

May 18, 2020 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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