Credit and Home Insurance
Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.
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It’s Not About the Latte
Do these 5 crucial steps to build your nest egg and drink all the lattes you want.
read moreWhen You Pay Matters
This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.
read more100 Words for Better Credit
If your credit report is tarnished, you’ve got the right to add a 100-word statement of explanation or argument.
read morePlease Ignore!
What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.
read moreCredit Repair: Always a Rip-Of...
Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.
read more“Charged Off” Debt...
After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?
read morePaying Debts in Collections
If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.
read moreDoes Repossession Cure Debt?
Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?
read moreConsidering Bankruptcy?
You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?
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