Can’t Pay Your Taxes?
You’ve finished your tax return, yay! But there’s just one problem: you don’t have the money to pay your taxes due by April 18. Now what?
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When to Freeze Your Credit
You may have heard of freezing your credit cards in a block of ice as a tactic to deter impulse spending and borrowing. But that’s not what’s meant by “credit freeze.”
read moreCredit Repair: Always a Rip-Of...
Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.
read moreSend a Cease & Desist Let...
You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.
read moreGood News, Bad Habits
Don’t be seduced into shooting yourself in the money foot by falling victim to the good news, bad habits deception.
read moreEquifax Hack
With nearly half of all Americans affected, everyone should follow up to protect themselves in the wake of the horrendous hack at credit bureau Equifax®.
read moreTransUnion.ca Sneakiness
Here’s how TransUnion’ca’s process for obtaining a credit report—which should be free—morphs into a purchase of a $239/year “credit monitoring” product. Shameful!
read moreCredit and Home Insurance
Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.
read moreWhen Thin is Bad
The brains behind Millennial Personal Finance writes about the importance of polishing your credit score.
read moreWHICH Credit Score Matters?
Not all credit scores are created equal. And pretending otherwise just cost a big credit reporting bureau $3 million.
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