Your Credit | Money Counselor

Credit and Home Insurance

May 11, 2017 by Kurt

Think your credit rating doesn’t matter unless you borrow money? Think again. Example: South Dakotans with poor credit pay 288% more for home insurance.

When Thin is Bad

Apr 26, 2017 by Kurt

The brains behind Millennial Personal Finance writes about the importance of polishing your credit score.

WHICH Credit Score Matters?

Mar 28, 2017 by Kurt

Not all credit scores are created equal. And pretending otherwise just cost a big credit reporting bureau $3 million.

Are Loan Co-Signers Saps?

Jul 12, 2016 by Kurt

When your young adult kid or brother asks for help getting credit, it’s hard to say “no.” What’s the worst that can happen when you co-sign a loan?

Credit and debit cards with embedded chip EMV technology should reduce fraud. But, predictably, already work arounds like complete account takeover are exploding. Can you beat the ingenious and determined bad guys?

Please Ignore!

Apr 19, 2016 by Kurt

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

Can’t Pay Your Taxes?

Mar 31, 2016 by Kurt

You’ve finished your tax return, yay! But there’s just one problem: you don’t have the money to pay your taxes due by April 18. Now what?

Money Management: How States R...

Jan 26, 2016 by Kurt

If you’re a Montanan, pat yourself on the back: you and your fellow Montanans are 1st among the states in money management. Marylanders—you have some work to do.