Will You Be Sued?

Mar 26, 2015 by

The debt collector’s ultimate weapon is a lawsuit. But not all debtors are “suit-worthy.” If you’re past due on a debt, how can you judge the likelihood that a collection agency will follow through a threat to sue you?

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When You Pay Matters

Jan 27, 2015 by

This may surprise you: A habit of paying off an entire credit card balance on the due date may be dinging your credit score.

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Buy a Home With 3% Down?

Jan 13, 2015 by

The Federal Housing Finance Agency now allows some first-time homebuyers to make down payments of as little as 3%. But should you do something just because the government lets you?

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Free Credit Reports

Jan 6, 2015 by

You can now get two of your three credit reports free through Credit Karma. But should you?

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Medical Debt and Credit Scores

Dec 18, 2014 by

Millions of Americans’ credit scores have been slammed because of unpaid debt related to unpredictable, uninsured medical costs.

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Your Credit Score #5

Dec 9, 2014 by

Opening new credit accounts—or even applying for new credit—can ding your credit score.

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State Credit Score Rankings

Dec 2, 2014 by

Why are the top 4 of the 10 U.S. cities with the highest credit scores in Minnesota?

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Your Credit Score #4

Nov 18, 2014 by

Does your credit reflect a “healthy” mix, in FICO®’s opinion?

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Your Credit Score #3

Nov 11, 2014 by

“Age of Credit” accounts for 15% of your FICO® credit score. But what is it? And are you screwed on this one if you happen to be young?

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Pay Early, Get Late Fee?

Nov 4, 2014 by

You made a credit card payment early, and your reward was a late payment fee. How can this happen?

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