Diamonds and Dogs #27

Jun 13, 2016 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that can put the bite on you (the Dog).

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Cheap Summer Fun

Jun 6, 2016 by

A fun-filled and memorable summer doesn’t have to cost a lot! Check these ideas for having a blast on a budget.

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Facebook Your Net Worth

May 31, 2016 by

Many readers have been inspired by my last post to make public on Facebook their net worth statements. But they’re unsure how to create a net worth statement. Here’s how!

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Beating the Joneses

May 23, 2016 by

Post on Facebook your net worth statement if you really want to save more.

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$400

May 16, 2016 by

Nearly half of respondents to a 2014 U.S. Federal Reserve survey said they’d have to borrow, sell something, or otherwise scramble to cover a $400 emergency expense.

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Tax Free IRA Distribution

May 10, 2016 by

Here’s how to stiff Uncle Sam on the tax on required minimum distributions from your traditional IRA. No offshore tax haven needed. 🙂

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New Financial Advisor Regs

May 6, 2016 by

I bet the financial industry fought tooth & nail this new regulation requiring financial advisors to “act in the client’s best interest.”

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Crooks Beating Chipped Cards

May 3, 2016 by

Credit and debit cards with embedded chip EMV technology should reduce fraud. But, predictably, already work arounds like complete account takeover are exploding. Can you beat the ingenious and determined bad guys?

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SEP or Roth IRA?

Apr 26, 2016 by

Are you self-employed (a freelancer)? Then you may be able to build a retirement fund far faster contributing to a SEP IRA instead of to a Roth IRA.

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Long-Term Care Insurance

Apr 21, 2016 by

A reader wrote me to ask whether long-term care insurance is recommended. It’s a tough question, and very dependent on individual circumstances. Can you help improve my reply to the reader, please?

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Please Ignore!

Apr 19, 2016 by

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

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Enjoy the Weekend!

Apr 13, 2016 by

Are you beginning to panic about meeting Monday’s tax filing deadline? Relax! To get a filing extension from the IRS, all you have to do is ask.

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Tax Refund Time!

Apr 6, 2016 by

You paid the government too much in 2015, and now a fat tax refund is coming your way. Here’s how to get the most bang for your refund buck.

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Can’t Pay Your Taxes?

Mar 31, 2016 by

You’ve finished your tax return, yay! But there’s just one problem: you don’t have the money to pay your taxes due by April 18. Now what?

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Are You Quietly Desperate?

Mar 29, 2016 by

If you feel like you’re on a financial treadmill at a 10% incline and making no progress toward your goals, this article is for you.

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Saver’s Tax Credit 2015!

Mar 24, 2016 by

You still have time to slash your 2015 tax bill by up to $4,000! Here’s how.

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Seniors Have More Debt

Mar 18, 2016 by

The average American 75-year old carried 25% more credit card debt in 2015 compared to 2003. As my late mother once said to me: “These are definitely not ‘the golden years’.”

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Freelancer Taxes

Mar 15, 2016 by

Are you contemplating becoming or newly self-employed? Congratulations, good for you! But in your excitement, don’t forget an important piece: TAXES!

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Negative Rates in the US?

Mar 3, 2016 by

Banks have been paying effectively zero interest on deposits for years. But how would you react if your bank started charging you a fee to keep money on deposit? It could happen.

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Social Security Reminder

Feb 25, 2016 by

Did you get an email reminder to review your annual Social Security Statement online? Did you wonder whether the reminder was legitimate? I did. And do.

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2015 EITC

Feb 23, 2016 by

Insanity: 20% of those eligible don’t claim this tax credit worth up to $6,242!

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2015 Social Security Taxable?

Feb 18, 2016 by

Here’s a quick way to learn whether you’ll owe tax on your 2015 Social Security income when you file your return.

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FREE Tax Return Help!

Feb 16, 2016 by

Did you know there’s a good chance you can get FREE tax return help through a couple of IRS programs?

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Dispute Credit Card Billing

Jan 28, 2016 by

Your credit card statement shows a billing you don’t recognize or the amount charged is higher than shown on the purchase receipt. Can you withhold payment? Well, yes, but it might be best if you didn’t. Here’s why.

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