Stocks: Too Risky for Retireme...

Jan 21, 2016 by

For the third time just since 2000, markets are again illustrating why the standard “expert” advice to retirees to invest the lion’s share of their portfolios in stocks is, for most of these small investor retirees, not only wrong but inexcusably irresponsible.

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2015 Premium Tax Credit

Jan 14, 2016 by

Are you eligible to take the Premium Tax Credit on your 2015 return? Here’s an easy way to find out.

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2015’s Top 5 Posts!

Jan 7, 2016 by

Did you miss any of 2015’s top 5 most-read Money Counselor articles? Find links to all here.

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362 Days ‘Til Christmas!

Jan 4, 2016 by

January credit card statements may deliver a nasty message for many: the real cost of 2015’s holiday spending will last through 2016!

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Holiday Giveaway!

Dec 23, 2015 by

FREE December 23, 24, and 25: my Simple Guides to Debt, Credit, and Wealth. Merry Christmas!

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4 Crucial IRA Tips

Dec 17, 2015 by

Turn down Jingle Bells just long enough to have a look at these 4 IRA tips. Money doesn’t grow on Christmas trees you know!

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Healthcare Costs in Retirement

Dec 14, 2015 by

The average American 65-year old retiring now will pay $583 per month in healthcare costs. In 5 years, that expense will more than double… read this for even more scary stuff about Americans’ healthcare costs in retirement.

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How Easily Debt Grows

Dec 8, 2015 by

You overspend $100 per month for five years by borrowing money on a credit card with a 20% APR. How much debt have you built up?

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Jumpstart an Emergency Fund

Dec 3, 2015 by

You’re focused on the holidays now, I get that. But when the New Year rolls around, make 2016 the year you finally get started on building an emergency fund!

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Happy Money

Dec 1, 2015 by

How you spend the money you have might have more impact on your happiness than greater wealth or income.

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Benefit of Saving $5,500

Nov 23, 2015 by

Hey: if you want to buy groceries, electricity, and gasoline when you stop working, you need to sock away some cash while you have paid employment. Social Security isn’t going to cut it. But if you need more motivation to save than avoiding being poor and miserable when you’re old, have a look at this.

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‘Win the Battle’ E...

Nov 17, 2015 by

Has a debt collector wrecked your self-esteem and made your life a nightmare? Check out this excerpt from volume 5 of the Money Counselor Simple Guides series, “WIN the Battle with Debt Collectors!”

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Black Friday Ideas

Nov 12, 2015 by

Are you feeling Black Friday’s siren song? Here are my 15 ideas for keeping yourself out of the malls and usefully busy November 27th.

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Veterans / Remembrance Day 201...

Nov 10, 2015 by

For reflection over the Veterans Day / Remembrance Day observances…

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Settle Your Debt Excerpt

Nov 5, 2015 by

Keen to get a debt collector off your back and start cleaning up your credit score? Check out this excerpt from volume 4 of the Money Counselor Simple Guides series, “Settle Your Debt in 10 Easy Steps: Pay Off an Overdue Debt for Much Less Than You Owe”.

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Auto Insurance Rant

Nov 3, 2015 by

I haven’t published a rant for quite a while. Here’s a doozy.

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“Raise Your Credit Score...

Oct 29, 2015 by

Is your credit score less than what it ought to be? Check out this excerpt from volume 3 of the Money Counselor Simple Guides series, “Raise Your Credit Score the Right Way: Save Money and Open Doors”

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Active Management Pitch

Oct 27, 2015 by

MFS Investment Management unashamedly promotes active management. So how does its funds’ historical performance compare to index fund performance?

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“Be Debt Free!” Ex...

Oct 22, 2015 by

Check out this motivational excerpt from the Money Counselor Simple Guide, “Be Debt Free: the Simplest, Fastest System to Kill Your Debt”.

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Why Are You Broke?

Oct 20, 2015 by

Do you have loads of high-interest debt and no savings due to “circumstances beyond your control”?

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14 Steps to Get Ahead

Oct 14, 2015 by

Frustrated by a chronic paycheck-to-paycheck lifestyle? Take these 14 steps to get on the saving track.

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Long-Term Car Financing

Oct 8, 2015 by

Car loans up to 96 months are now common. But does a lower monthly payment really make a car more affordable?

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Spending Too Much?

Oct 6, 2015 by

Do you have a vague uneasiness that you may be spending more than you should, but you’re unsure? Here you go: 12 Signs You’re Spending Too Much.

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