Rebuild Credit After Bankruptc...

May 27, 2014 by

Okay, you’ve bit the bullet and done a Chapter 7 bankruptcy. Unless you can pay cash for everything the next decade, you need to begin rebuilding your credit. But how can you do that?

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The Rolling Jubilee

Jan 15, 2014 by

If you have past due medical debt, The Rolling Jubilee may present you with an unexpected gift: debt abolishment.

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Whoa! A 25% Car Loan?

Jan 10, 2014 by

I’m going to stick my neck out a bit here and offer a lot of opinions about a real life situation though I’m admittedly lacking...

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“Charged Off” Debt...

Oct 18, 2013 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

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5 Years After Lehman

Sep 19, 2013 by

At 1:45 am on September 15, 2008, Lehman Brothers filed for Chapter 11 bankruptcy protection after 158 years in business. The filing...

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Installment Loan Money Trap

Sep 5, 2013 by

You know payday lending is designed to entice you into very costly borrowing. So-called “installment loans” are just as nasty and can suck money out of your pocket faster than a $10 minimum blackjack game.

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Considering Bankruptcy?

Jul 2, 2013 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Handle Old Debts Carefully

Jun 27, 2013 by

You’ve got a 5-year old debt. Do you still owe it? Should it still be on your credit report? Is it dragging down your credit score? Can you be sued for collection?

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Forget About Retirement

Aug 8, 2012 by

I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.

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How to Triage Bills – Pa...

Jun 29, 2012 by

Part 2 of a two-part mini series: Say you’re in a tough but you hope temporary situation where you know you’re going to be short of cash to pay all of your debts and bills. How do decide what to pay?

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