3 Top Money Wasters

Oct 5, 2020 by

Are you spending as if you want to retire early?

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“Charged Off” Debt...

Jun 22, 2020 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

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Can’t Make Minimum Credi...

Jun 15, 2020 by

Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.

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Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Considering Bankruptcy?

May 18, 2020 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Send a Cease & Desist Let...

Apr 20, 2020 by

You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.

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How to Triage Bills – Pa...

Mar 23, 2020 by

Say you’re in a tough but you hope temporary situation where you know you’re going to be short of cash to pay all of your debts and bills. How do decide what to pay?

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Handling a Money Crisis

Mar 16, 2020 by

What would you do if a family wage earner were unexpectedly laid off? Panic and paralysis is normal for a day or two, but then what?

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Pay Debt with 401(k) Loan?

Jan 13, 2020 by

If you have high-interest debt like credit cards, that chunk of change you’ve accumulated in your workplace retirement account may look mighty tempting. Why not lend it to yourself, pay off the credit cards, and save the interest expense?

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Ready to Pay Off Debt?

Jan 6, 2020 by

If you’ve finally had enough of feeling as if you work part-time for your credit card companies just so you can make your minimum payments, then you are in luck. The Debt Fairy’s magic wand won’t save you, but you can save yourself. I’ll help.

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