When to Freeze Your Credit

Dec 24, 2018 by

You may have heard of freezing your credit cards in a block of ice as a tactic to deter impulse spending and borrowing. But that’s not what’s meant by “credit freeze.”

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Credit Repair: Always a Rip-Of...

Dec 10, 2018 by

Is your credit report blemished? Are you considering cosmetic surgery? Don’t waste your money please.

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TransUnion.ca Sneakiness

Aug 27, 2017 by

Here’s how TransUnion’ca’s process for obtaining a credit report—which should be free—morphs into a purchase of a $239/year “credit monitoring” product. Shameful!

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Credit Score Boost for You?

Jun 11, 2015 by

If you have any debts in collections, a new agreement between 31 state attorneys general and the credit reporting bureaus may mean a higher credit score for you!

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Free Credit Reports

Jan 6, 2015 by

You can now get two of your three credit reports free through Credit Karma. But should you?

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Medical Debt and Credit Scores

Dec 18, 2014 by

Millions of Americans’ credit scores have been slammed because of unpaid debt related to unpredictable, uninsured medical costs.

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Your Credit Score #5

Dec 9, 2014 by

Opening new credit accounts—or even applying for new credit—can ding your credit score.

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Your Credit Score #2

Oct 30, 2014 by

Nothing matters more in your FICO® score than whether you’ve paid your debts on time!

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FICO® Score 9

Aug 14, 2014 by

An upcoming change in the formula for the most popular credit score means medical debt in collections will ding the debtor’s score a bit less, non-medical debt a bit more.

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Debt Settlement Pros & Co...

Jun 17, 2014 by

If you’ve got debts you can’t pay, “debt settlement” may have crossed your radar (probably through a cheesy tv commercial) as a possible way out.

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