Cash Money® Sale! (Ugh)

Jun 19, 2014 by

Question: When is a 174% loan APR promoted as a deal? Answer: When the regular APR is 600%! That’s this payday lender’s unabashed pitch for its noxious product.

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Being Poor Is Expensive

Jun 9, 2014 by

Are you one of 70 million “underbanked” Americans? A new documentary called “Spent” publicizes your plight with the aim of spurring changes that will save you money and make life a bit easier.

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Financially Survive the Shutdo...

Oct 9, 2013 by

While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.

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Installment Loan Money Trap

Sep 5, 2013 by

You know payday lending is designed to entice you into very costly borrowing. So-called “installment loans” are just as nasty and can suck money out of your pocket faster than a $10 minimum blackjack game.

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Baby Boomer Retirement Panic?

Jul 25, 2013 by

The Baby Boom generation has mostly had it pretty good. But with retirement age looming for this 80-million strong population bulge, financial realities may mean the party is over for many.

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Considering Bankruptcy?

Jul 2, 2013 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Financial Meltdown Effects

Jun 25, 2013 by

A majority of investors have gone from “scared or confused” in 2008 to “prepared or confident” in April of this year.

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Wonga: So Wrong-a

Dec 17, 2012 by

Conjure an image of a loan shark. Got it? Now dress him up in bright, new clothes, and bless him with the smoothest, most genuine sales pitch you can imagine. What have you got? Wonga.

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Need Cash? Pawn Something.

Aug 3, 2012 by

You may not identify with the stereotype of one of those people who pawn belongings. But if you need cash urgently and don’t have an emergency fund, pawning something isn’t your worst option. So maybe you should be one of those people.

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Does Repossession Cure Debt?

Aug 1, 2012 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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