Installment Loan Money Trap

Sep 5, 2013 by

You know payday lending is designed to entice you into very costly borrowing. So-called “installment loans” are just as nasty and can suck money out of your pocket faster than a $10 minimum blackjack game.

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Help in Battling Debt Collecto...

Aug 6, 2013 by

If you’re overdue on debt, you’ve probably heard from a debt collector, which means you’ve probably been abused by a debt collector. The Consumer Financial Protection Bureau has released new tools to help you defend your rights.

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Considering Bankruptcy?

Jul 2, 2013 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Handle Old Debts Carefully

Jun 27, 2013 by

You’ve got a 5-year old debt. Do you still owe it? Should it still be on your credit report? Is it dragging down your credit score? Can you be sued for collection?

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Top 10 FTC 2012 Complaints

Mar 6, 2013 by

A crook may already have filed your tax return and collected a refund in your place. That crime is behind an explosion in ID theft complaints to the FTC.

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Debt Collectors Cruise Faceboo...

Feb 4, 2013 by

Debt collectors are among the most creative, diligent, and slimy creatures on the planet. No surprise they’re now stalking their prey through Facebook and other social media.

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3 Diamonds and a Dog #10

Aug 20, 2012 by

Money Counselor series: I share my latest picks for three pieces of online content with the power to help people make better money choices (the Diamonds), and one that doesn’t (a Dog).

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Does Repossession Cure Debt?

Aug 1, 2012 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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Paying Debts in Collections

May 2, 2012 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Fake Debt Collectors

Apr 18, 2012 by

A recent Federal Trade Commission Consumer Alert warns of scam artists posing as debt collectors. You needn’t be late on a debt—or even have any debts—to be targeted by this latest breed of creep.

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