Why Millennials Consume Less

Jul 24, 2014 by

Nearly 60% of Millennials’ income goes to repay debt. No wonder they’re consuming less than Boomers did.

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Debt Doesn’t Cure Debt!

Jul 21, 2014 by

LendingTree’s invitation to take out a loan to remedy too much debt is like advising an alcoholic to drink more to get straight.

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Cash Money® Sale! (Ugh)

Jun 19, 2014 by

Question: When is a 174% loan APR promoted as a deal? Answer: When the regular APR is 600%! That’s this payday lender’s unabashed pitch for its noxious product.

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Your Debt Story Here!

Jun 12, 2014 by

I’m collecting ‘debt stories’ for publication on Money Counselor through a regular series. Do you have a story, whether good, bad, or ugly?

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Being Poor Is Expensive

Jun 9, 2014 by

Are you one of 70 million “underbanked” Americans? A new documentary called “Spent” publicizes your plight with the aim of spurring changes that will save you money and make life a bit easier.

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Rebuild Credit After Bankruptc...

May 27, 2014 by

Okay, you’ve bit the bullet and done a Chapter 7 bankruptcy. Unless you can pay cash for everything the next decade, you need to begin rebuilding your credit. But how can you do that?

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Beware the TOP

Apr 25, 2014 by

If you’re behind on a student loan or child support, the Bureau of Fiscal Service’s Treasury Offset Program may be about to take a bite out of your tax refund.

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Tax Refund: Spend, Save or Blo...

Apr 16, 2014 by

In the personal finance blogging world, the annual parade of advice on what you should do with your tax refund is well underway. If...

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Capital One Can Spoof You

Mar 17, 2014 by

You may be surprised to learn the rights your credit card issuer grants itself in the agreement you accepted when you signed up for the card.

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Pay Off Debt or Invest?

Jan 22, 2014 by

“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.

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