How to Tap IRAs Early

Oct 12, 2020 by

You’re years from that magical age 59-1/2 when the IRS would stop penalizing you 10% for an early withdrawal, but you’re itching to get at your IRA nest egg. There’s an option you may not know about: Substantially Equal Periodic Payments.

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3 Top Money Wasters

Oct 5, 2020 by

Are you spending as if you want to retire early?

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Why the 4% Rule Fails

Sep 14, 2020 by

Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.

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It’s Not About the Latte

Sep 8, 2020 by

Do these 5 crucial steps to build your nest egg and drink all the lattes you want.

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Pay Debt with 401(k) Loan?

Jan 13, 2020 by

If you have high-interest debt like credit cards, that chunk of change you’ve accumulated in your workplace retirement account may look mighty tempting. Why not lend it to yourself, pay off the credit cards, and save the interest expense?

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How Much Savings Is Enough?

Nov 18, 2019 by

Retirement planning is challenging for a simple reason: we can’t predict the future. Future inflation and the return you get on your savings will make a huge difference in how long your nest egg lasts.

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Simple Math

Sep 2, 2019 by

I believe I’ve uncovered the single equation that’s the key to financial success.

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Forget About Retirement

Aug 4, 2019 by

I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.

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Pay Off Debt or Invest?

May 13, 2019 by

“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.

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Get These 3 Things Right

Nov 19, 2018 by

Saving enough for a comfortable, secure retirement isn’t complicated. Follow these three guidelines, and you can’t miss. And your little man/woman will be happy. 🙂

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