Why the 4% Rule Fails

Sep 14, 2020 by

Want to go back to work in your 70s or 80s? Here’s how following the 4% rule can easily lead to retirement financial disaster.

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Please Ignore!

Jul 13, 2020 by

What’s the worst sort of advice? “Standard” advice. Here are 3 pieces of standard financial advice best ignored.

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What’s an Investment?

Sep 16, 2019 by

Do you feel a nagging unease because you know little or nothing about investments? No worries—you have a lot of company. Here’s a starting point for beginning to learn more.

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Forget About Retirement

Aug 4, 2019 by

I vote for retiring the word “retirement,” as it’s traditionally been used: The period of time beginning with leaving paid employment and ending with death.

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Pay Off Debt or Invest?

May 13, 2019 by

“The numbers” would seem to argue for investing instead of pre-paying low-interest debt. But most anyone who’s debt-free will tell you that there’s a lot more to the story.

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Stocks: Too Risky for Retireme...

Jan 21, 2016 by

For the third time just since 2000, markets are again illustrating why the standard “expert” advice to retirees to invest the lion’s share of their portfolios in stocks is, for most of these small investor retirees, not only wrong but inexcusably irresponsible.

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Latest Stock Meltdown(s!)

Aug 27, 2015 by

Feeling panicky about your stock investments? Maybe that’s because you have good reason.

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Build Wealth WITHOUT Stocks

May 29, 2015 by

If you’re convinced you must buy stocks or risk retiring on a cat food diet, then the money management industry marketing machine has done its job! Good news: there IS an alternate view!

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Millennials: Savvy or Stupid?

Jul 31, 2014 by

Millennials: Andy Smith of The Mutual Fund Store says you’re a “wuss” if you don’t turn over your money to Wall Street. Do you find that a convincing sales pitch?

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Diamonds and Dogs #23

Jul 7, 2014 by

I share my latest picks for three pieces of online content with the power to help you make better money choices (the Diamonds), and one that can put the bite on you (the Dog).

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