Financially Survive the Pandem...

Aug 8, 2020 by

While the national leaders Americans elected shoot spitballs at each other, you’ve got bills to pay. If your income has been slashed, we hope temporarily, by the government shutdown, you need a plan to keep your head above water. Here it is.

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Can’t Make Minimum Credi...

Jun 15, 2020 by

Short of cash to make all of your minimum monthly credit card payments? Don’t panic. Here’s how to do the best you can with what you have.

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Does Repossession Cure Debt?

May 25, 2020 by

Let’s say you’ve been laid off or suffered other bad luck, and you can no longer afford to make both payments on your two cars. Would turning over a car to its lienholder and walking away solve your problem?

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Considering Bankruptcy?

May 18, 2020 by

You may know that filing bankruptcy will crush your credit for about a decade. But if you’re considering bankruptcy, do you know that the timing of filing can make or break your plan for a fresh financial start?

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Installment Loan Money Trap

May 4, 2020 by

You know payday lending is designed to entice you into very costly borrowing. So-called “installment loans” are just as nasty and can suck money out of your pocket faster than a $10 minimum blackjack game.

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Send a Cease & Desist Let...

Apr 20, 2020 by

You have the right to force that nasty debt collector to stop contacting you. But doing so might have even nastier consequences.

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Need Cash? Pawn Something.

Apr 13, 2020 by

You may not identify with the stereotype of one of those people who pawn belongings. But if you need cash urgently and don’t have an emergency fund, pawning something isn’t your worst option. So maybe you should be one of those people.

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How to Triage Bills – Pa...

Mar 30, 2020 by

Part 2 of a two-part mini series: Say you’re in a tough but you hope temporary situation where you know you’re going to be short of cash to pay all of your debts and bills. How do decide what to pay?

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How to Triage Bills – Pa...

Mar 23, 2020 by

Say you’re in a tough but you hope temporary situation where you know you’re going to be short of cash to pay all of your debts and bills. How do decide what to pay?

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Handling a Money Crisis

Mar 16, 2020 by

What would you do if a family wage earner were unexpectedly laid off? Panic and paralysis is normal for a day or two, but then what?

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