“Charged Off” Debt...

Jun 22, 2020 by

After you declined to make any payments for six months, your credit card issuer “charged off” your debt. Are you off the hook?

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Paying Debts in Collections

Jun 1, 2020 by

If you have a debt in collections, life can get ugly. The last person from whom you want to take advice about how to resolve the debt is a debt collector. Instead, form your own plan based on your situation and aggressively attack the debt.

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Handling a Money Crisis

Mar 16, 2020 by

What would you do if a family wage earner were unexpectedly laid off? Panic and paralysis is normal for a day or two, but then what?

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Pay Debt with 401(k) Loan?

Jan 13, 2020 by

If you have high-interest debt like credit cards, that chunk of change you’ve accumulated in your workplace retirement account may look mighty tempting. Why not lend it to yourself, pay off the credit cards, and save the interest expense?

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Ready to Pay Off Debt?

Jan 6, 2020 by

If you’ve finally had enough of feeling as if you work part-time for your credit card companies just so you can make your minimum payments, then you are in luck. The Debt Fairy’s magic wand won’t save you, but you can save yourself. I’ll help.

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How Debt Kills

Oct 20, 2019 by

Are you really paying a premium for everything you buy on sale?

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Debt Doesn’t Cure Debt!

Sep 22, 2019 by

LendingTree’s invitation to take out a loan to remedy too much debt is like advising an alcoholic to drink more to get straight.

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Extra Credit Card Payments

Aug 25, 2019 by

When you send your credit card issuer more than the minimum payment, how does it apply the ‘extra’?

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Your Debt Story Here!

Aug 19, 2019 by

I’m collecting ‘debt stories’ for publication on Money Counselor through a regular series. Do you have a story, whether good, bad, or ugly?

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Walking the Debt-Free Talk

Aug 12, 2019 by

You say you want to be debt free. But do you really? Check these 13 telltale signs of failure to walk debt repayment talk!

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